Isn't Financial Planning Just For The Rich?
There are plenty of financial advisers who are only looking to find people with lots of money and then charge them high fees to manage that money for them. That’s a little at odds with most of the population who aren’t rich.
Fortunately, there are other financial advisers whose mission is to help those who aren’t yet wealthy to become wealthy, or those in or approaching retirement who need help getting things organised. It’s important to understand that it’s not how much you earn that really matters, it’s what you do with what you earn that will determine how wealthy you will be in life. Not to mention that wealth is a relative term.
Our belief is that becoming wealthy means getting to a point in life where you can stop working and afford to continue the lifestyle you enjoyed while working.
Sadly, most people will never achieve that and will retire much poorer than they should. It’s a huge price to pay for not having a financial plan. Just about everyone gets to a point when they realise they need to do something, it’s just that for most people that point comes too late.
If you recognise that you are potentially not getting the most out of the money you work so hard for, then now’s the perfect time to create your own financial plan via Wages to Wealth. We are financial advisers and via Wages to Wealth we are passing on everything we’ve come to know from decades of experience.
The role of financial planning is much more than simply investing. Financial planning can help you:
- Set and achieve your financial goals
- Get your personal financial situation in order
- Feel in control of your finances
- Avoid expensive mistakes
- Make informed life decisions
- Protect you and your family financially
Quality financial advice and education will help you see the bigger picture, get clued up on the strategies that you can take advantage of and explain things in an easy-to-understand way.
Build your financial future as you would your dream home.
Poor planning and materials = poor outcome.
Great planning and great materials = great results.
Design and build your financial house from the ground up and you’ll then enjoy the lifestyle that will provide.
Just as almost everyone would plan and design when building a home or doing a renovation, a financial plan is how you design and build the financial house that suits your needs and budget.
Unfortunately, when it comes to financial planning, most people simply live in hope that things will just work out over time… hope is not a plan.
Cheers,
Dan and Dave
