Your Greatest Investment

“The first wealth is health!” said Ralph Waldo Emerson a long time ago…

Our job is to help you do great with your money so you can live a great life. We often refer to your “financial house” and talk about its foundational pillars, the floor, the contents of your home (being the exciting goals you have), and of course the roof that goes on the house. As good as your financial house is, it isn’t worth much if you don’t have good health. As much as we get excited about the money stuff, we know that your health is the true foundation on which to build your life.

We have advised many very financially wealthy clients over our years, but all too many of these clients, consciously or unconsciously, neglected their health. Many of these clients ended up spending their wealth trying to fix their health, and they often were unable to go and enjoy spending their wealth on the pursuits they had once dreamed of.

We want you to think of your health and wealth as a partnership. They are mutually beneficial and somewhat dependent on each other. You cannot plan your finances if you have ill health hanging over you, just as you cannot plan long term good health is you have money stresses hanging over you.

As far as assets go, your health is the greatest! Get this… it’s arguably a risk-free return, it doesn’t need to involve a great investment of money or time, it becomes more valuable to you each and every year as you get older, all whilst very likely making you feel happier every single day of your journey.

We all have “protection” as a pillar of our financial houses and part of our money plan. This is because our health is so important and fundamental to our financial success that we really have no choice other than to protect it. Putting insurances in place are a prudent contingency to protect you, your family and your finances if there’s no other options left on the table.

We are not experts when it comes to getting and staying healthy, but we know investing in your health makes sense, and no doubt is a great investment.

We like to think of ourselves as experts when it comes to money matters, and we have no doubt that building a strong financial house will absolutely help you to better invest in your health. Money is the number stress of most Australians, so being in control and at ease with money matters is a straight up boost to your health. Being in control of your money better enables you to focus your time and resources on your health, it ensures you are protected if that worst case scenario were to arise, and it ensures your money will be around long enough to address your income needs for a long and fulfilling life.

Whilst we talk about interest rates, stock markets, cost of living and much more, please don’t forget to focus on your health. It is the one asset money cannot buy and the great news is that you are hopefully in total control of how this plays out.

Your health is your wealth!

Cheers,

Dan and Dave