Terms & Conditions and Privacy Policy

Terms and Conditions

How We Do Business at Naked Wealth

For starters, we are 100% independent!

We do not deal in investment or other financial products and we do not receive any commissions, or payments of any kind for any of our recommendations. We are completely independent meaning we do not have any arrangements with any financial institutions or product providers and we do not accept any advertising or speaking fees.

We produce independent advice and education to guide you on money matters. Disclaimer

THIS IS IMPORTANT FOR YOU TO UNDERSTAND!

Information provides is general in nature and does not take into consideration your personal financial situation. It is for educational purposes only and does not constitute personal financial advice. Remember, the value of any investment can go down as well as up. Before deciding to make investments or acquire or dispose of financial products, you should consider seeking independent financial advice that is tailored to your needs.

While our advice and education is based on decades of financial education and experience, it is important to make it clear that we do not provide financial product advice that is tailored to your personal situation. While we discuss potential solutions to questions on financial matters, they should not be construed as personal financial product advice.

When we address questions from members, our advice should not be construed as personal advice and is not a substitute for personal advice from an independent financial advisor. To be clear: Before deciding to make investments or acquire or dispose of financial products, you should consider seeking independent financial advice that is tailored to your needs.

Naked Wealth Access

Sharing of any Naked Wealth member content with non-members is strictly prohibited.

The Services

If you apply to receive the Services from ’s Naked Wealth program and agrees to supply the Services to you, you agree to pay fees to for the Services in accordance with the following terms and conditions (Terms & Conditions).

Application of Terms & Conditions

These Terms & Conditions apply to the agreement for you to subscribe for Naked Wealth education services (the Services) and form a binding contract between you and Naked Wealth. In addition to the Services, these Terms & Conditions also apply to any unpaid services or information available to you through the Naked Wealth online content, social media or other forums.

Acceptance of Terms and Conditions

By subscribing to the Services or becoming a member of the Naked Wealth community or other forums, you acknowledge and accept that your conduct evidences that you accept these Terms & Conditions as well as our Privacy Policy. By accessing the Services, you acknowledge you have read, understood and agree to be legally bound by the Terms & Conditions and to the collection and use of your personal information in accordance with our Privacy Policy.

If you do not agree to the terms and conditions, as amended from time to time, you are not permitted to use the Services or Naked Wealth other forums.

Privacy

Naked Wealth collects personal information to conduct special offers, provide you with the Services and promote its services. Naked Wealth may, for an indefinite period unless otherwise advised, use the information for future marketing, promotional, publicity, research and profiling purposes. If you do not consent to the use of your information for these purposes or you wish to access, update or correct personal information please advise us in writing.

Cookies and Links

This website uses cookies. If you do not have cookies enabled in your web browser some functions of the site may not work as intended. Our websites and emails may contain links to websites not owned or operated by Naked Wealth. We accept no liability for the availability or content on these sites.

Warning acknowledgement

You acknowledge that Naked Wealth has given you sufficient warning that any financial product information or recommendations given by Naked Wealth through the Services, social media or other forums does not consider your objectives, financial situation or needs.

You also acknowledge that Naked Wealth has not considered whether the information and opinions are suitable for your unique needs and circumstances and you need to consider your personal objectives, financial situation and future requirements and where there is one available, you should carefully read any product disclosure statement, prospectus or other offer document, before making any investment decisions or dealing in financial products.

The Services may include information on the past performance of an investment or a financial product. It is important to note that past performance is not indicative of future performance.

The information provided as part of the services may indicate Naked Wealth’s present views, however, Naked Wealth’s views may change without notice and you acknowledge that you must seek advice before acting upon any recommendation and make your own enquiries before any decision to invest or deal in a financial product.

Naked Wealth employees and associates may hold one or more investments or financial products referred to in the Services. These holdings do not constitute general advice recommendations.

Limitation of liability

You acknowledge that Naked Wealth will not be liable to you or your associates agents for any liability, claim, direct or indirect loss or lost opportunity or any other detriment suffered because of or in connection with your use, or reliance upon:

the information or advice provided as part of the services or any other information accessed in connection with the Services or Naked Wealth social media, or other forums;
your use, or reliance upon, the information in any external website, including a website which is referred to by a hyperlink from the Service;
you making an investment or dealing in a financial product;
the failure or poor performance of any investment or financial product;
the failure of any investment or financial product to meet your expectations;
any failure to meet any projections, or statements of future events, made in relation to any investment or financial product;
any misrepresentations whether by statement or omission by third-parties or any other defects in relation to any investments or financial products;
any failure of Naked Wealth’s systems, including information technology and business systems;
any advice, recommendations, representations or statements made by Naked Wealth or any other party in connection with the Services, Naked Wealth social media or other forums which you relied upon; and
any services provided by, or representations or statements or opinions by a third- party, whether the third-party was recommended by Naked Wealth.

Warrantees and acknowledgements

You acknowledge and agree that:

the Services will not operate on a continuous basis, and may be unavailable from time to time including for maintenance purposes;
Naked Wealth reserves the right to alter, amend or cease the operation of the Services at its discretion without any notice;
information and materials in the Services may contain inaccuracies and errors and we expressly exclude liability for any inaccuracies or errors;
if Naked Wealth provides you with information and opinions, this has been prepared purely for educational purposes without considering your objectives, financial situation or needs;
you should consider whether the information and opinions are suitable for you considering your personal objectives, financial situation and future requirements and obtain a product disclosure statement, prospectus or offer document before making decisions;
if you provide Naked Wealth with information about your objectives, financial situation or future requirements, Naked Wealth will not take them into account when giving information and opinions and so such information and opinions is prepared purely for education purposes;
you should seek advice from a suitably qualified adviser before making any decisions about investments or dealing in financial products;
Naked Wealth will not, at any time, assess whether a financial or other product is suitable for you, your financial needs or your personal circumstances;
Naked Wealth does not make promises or provide guarantees about the investment performance or repayment of capital for any investments or the future merits of any other financial products referred to or named in the Services, on Naked Wealth social media or other forums;
investments and financial products carry the risk of volatility, loss of income or capital invested as well as delays in processing transactions;
Naked Wealth is not qualified to provide, and will not provide you with, credit advice and any advice provided by Naked Wealth is not intended to and does not constitute credit advice;
you must independently assess the quality and adequacy of any third-party referred to by Naked Wealth in the Services, social media or other forums;
all referrals to third-parties in the Services, social media or other forums do not constitute representations as to the merits of the product or the product provider or an endorsement; and
the content on the Services, social media and other forums have not been prepared for use by persons in any jurisdiction where it is unlawful to provide The laws of other jurisdictions may restrict the Services, social media and other forums so all contracts for the services may only be created in Australia and by subscribing for services you acknowledge that the contract is created in Australia.

You represent and warrant to us that you:

will be solely responsible for all your activities by accessing and using the Services;
are over the age of 18 and have the legal capacity to enter these terms and conditions;
will keep all passwords, account names, and log in identifiers required to access the Services secure and confidential and if you become aware of unauthorised use you will change your password immediately and report it to Naked Wealth;
will not use the Services in any way that causes, or is likely to cause, the Services or access to them to be interrupted, damaged or impaired in any way;
will not use any part of the Services that you are not authorised to use or devise ways to circumvent security to access the Services;
will not use or attempt to use the Services for any unlawful, criminal or negligent purposes – this includes, but is not limited to, breaking passwords, social engineering, denial-of-service attacks, harmful and malicious destruction of data, infringing the intellectual property rights of any person, and spreading computer viruses and invading privacy.

Indemnity

You agree to indemnify and keep Naked Wealth indemnified against any loss, damage, liability or cost incurred by you or your associates in connection with any breach of these terms and conditions or any other legal obligation by you or your use of or conduct of the Services or social media.

Forums and Social Media

These terms and conditions also apply to the use of any forums and social media accesses in conjunction with the Services. You acknowledge and agree that:

Naked Wealth does not endorse the accuracy or authenticity of any posts made by other people on any forums or social media;
posts are not made by Naked Wealth unless noted;
Naked Wealth moderates the Forums and in its sole discretion may require posts to be approved before publication, and/or publish, not publish, modify and/or delete any posts, without notice;
Naked Wealth, in its sole discretion, can withdraw any person’s access to a forum or social media without notice;
you cannot offer for sale or advertise any products, services, charities or any other matters in posts on a forum or social media;
posts in a forum or social media may not be genuine or accurate; and
information about a post may be made available to other parties (including government regulators) at Naked Wealth’s discretion and that other party may act on the post.

You represent and warrant to us that you:

are responsible for any post which you make on a forum or social media;
will not engage in misleading conduct (whether by statement or omission) on a forum or social media;
you will not make a post on a forum or social media which breaches any law, these terms or constitutes defamation;
will disclose if you have any interest, direct or indirect, in any financial product referred to in a post and must not make any posts that rely on inside information; and
will not insert hyperlinks to financial product advice provided by licensees or authorised representatives other than Naked Wealth.

Personal use only

The Services are only for your personal use, unless otherwise agreed in writing. You must not share access to the Services with other people or redistribute the content of the Services by any means.

Grant of licence

Naked Wealth grants you a revocable, non-exclusive, non-transferable licence to use Naked Wealth’s services. This licence grant includes all new material and amended material contained in the Services. If you do not comply with these terms and conditions, you may be liable for all resulting damages suffered by you, Naked Wealth and any third parties. Unless otherwise provided by these terms and conditions, you agree not to alter, reproduce, adapt, distribute, display, publish, reverse engineer or translate the content contained in the Services or otherwise attempt to create material that is derived from the content of the Services. Upon expiration or termination of the Services, this licence terminates and you agree to immediately cease all use of the Services.

Privacy Notice

All personal information you provide to us is maintained under the terms of our Privacy Policy as amended from time to time, which is incorporated into these Terms and Conditions by reference, and is available on our website.

General

Subscribers and members are expressly forbidden from claiming or making any assertion that they, whether as an individual or representative of a company, are the author of any material contained in the Services or Naked Wealth social media, or other forums.

The Terms & Conditions, your use of the Services, social media and forums and any dispute arising out of these is governed by and construed in accordance with all applicable laws in force in the State of New South Wales, Australia from time to time and the parties submit to the non-exclusive jurisdiction of the courts of the State of New South Wales.

Privacy Policy

Disclaimer

Please read the following important information carefully:

We provide information and opinions. The information and opinions published has been prepared without taking into account your objectives, financial situations or needs.

Before making financial decisions, you should consider whether the financial products are suitable for you taking into account your specific investment objectives, financial situation and needs. If you are uncertain as to what your objectives and needs are, you should contact a financial adviser who is licensed to provide you with personal financial product advice.

Privacy Policy

Your privacy is important to us.

Naked Wealth is built on the premise of providing independent wealth advice to guide you towards financial freedom. We deliberately collect as little personal information as possible. We do not sell, rent or give away any visitor or member information that is collected from within our sites.

All the personal information we collect is kept completely confidential and is only used to keep track of subscriptions, memberships, competition entries and to keep you informed of what is happening at Naked Wealth.

The Naked Wealth website may at times contain links to other sites. Naked Wealth is not responsible for the information contained in these sites, or their privacy policies.

You have the choice to opt-out of receiving our newsletters or any other communications from us at any time.